Plan Your Budget in Advance to Keep Your Trip Smooth
But these problems can be easily solved if you plan ahead and start saving money today. Here are 6 tips for saving for travel that will help you have a ready budget for every trip, so you can enjoy your adventures without worrying about expenses.
- Open a Dedicated Travel Savings Account
Using a single account for your salary, daily expenses, and savings can make it easy to accidentally spend your travel funds. It’s better to open a separate account just for travel, so you can clearly see how much you’ve saved and track your financial status at a glance. If your balance hasn’t reached your goal as the trip approaches, you can adjust your plan in time.
- Save Before Spending — It’s Easier to Build Savings
“Save before spending” is a golden rule for anyone who wants to save effectively. As soon as you receive your salary, transfer 10% into your savings account. If that feels too much, start with 3–5% — it’s better than saving nothing at all. This method helps prevent overspending and ensures you consistently set aside money each month.
- Set Clear Goals
Saving becomes much easier when you know how much you need and what it’s for. Estimate your trip expenses roughly using reviews and information on accommodation and transportation costs. Then, set a savings target that covers these costs and add an extra 10% for unexpected situations. For example, if your trip budget is 10,000 THB, aim to save 11,000 THB for peace of mind.
- Set Daily Spending Limits
Controlling your expenses is key to saving for travel. Calculate a daily spending limit — for example, 250 THB per day equals 7,500 THB per month. Spending beyond this limit means you’re overspending, which can affect your savings plan.
- Cut Unnecessary Expenses
Want to save more? Start by eliminating unnecessary spending. Keep a record of your income and expenses to see where your money goes, then reduce or cut things that aren’t essential — like expensive coffee, luxury items, or purchases made just because of promotions. If you really need to buy something, wait for discounts or use membership points or credit card rewards to save money.
- Commit to Reaching Your Goal
Finally, determination is key. If you don’t start saving today, your travel goals may never become reality. Use a savings chart to help, setting a specific amount to save each day — for example, 10 THB or 50 THB. This makes saving easier and also helps build financial discipline, laying the foundation for future stability.
Saving for a trip isn’t difficult if you have goals, discipline, and a solid plan. By following these six steps, your dream trip won’t have to be put on hold ever again — and you’ll also improve your financial mindset along the way.
After all, ready money = worry-free trips. Prepare your mind, make a plan, and start saving today, and you’ll be able to travel with peace of mind every time you pack your bags.
For anyone who wants to exchange foreign currencies in the Huai Khwang area, you can easily exchange your money at ACU Currency Exchange. Just get off at MRT Huai Khwang Station, Exit 4, then walk straight for 500 meters, and you will see the ACU Building (head office).
You can check the daily exchange rates during business hours at https://acu-exchange.com/
or pre-order your currency in advance through Line OA : https://lin.ee/ph4iznU
Opening hours: Monday – Friday, 10:00 AM – 5:00 PM
Address: 205/18-19 Ratchadaphisek Road, Ratchadaphisek Subdistrict, Din Daeng District, Bangkok 10400
Phone numbers: 02-002-1008, 061-028-3918, 084-324-4893
- Popular Tag | rip planning
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ACU-Exchange
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